Welcome To Craftsman Credit Union! Our goal is to provide quick and easy ways for our members to obtain the most up-to-date financial information about their credit union.           IMPORTANT NOTICE EFFECTIVE JULY 13, 2009 Attention All Members: Our location at 2112 Holbrook Avenue, Hamtramck, MI 48212 will be closed due to American Axle Manufacturing downsizing/economical reasons.  However you may visit the following other locations: Detroit Branch (Main office)                                                                          2444 Clark Street                                                                                             Detroit, MI 48209                                                                                           (313) 554-9300 Warren Branch                                                                                              4805 East Nine Mile Road                                                                             Warren, MI 48091                                                                                         (586) 759-4780 CU Service Centers                                                                                           Call 1-800-919-CUSC (2872)                                                                              http://www.cuservicecenter.com/ We will be fully staffed and ready to service our members in a timely fashion.  We do apologize for any inconveniences.     Direct Deposit of your PAYROLL or UNEMPLOYMENT checks will afford you the following benefits: Safety Convenience Debit Card accessibility Courtesy Pay Protection           5 Star Program  If you are signed up for any five of the services listed below, then you qualify for a combination of rewards: Visa Checking Account ATM / Debit Master Card Certificate Special Premium Account Christmas Club Direct Deposit Any type of Loan IRA The rewards include a combination of the following: Free Notary Service Free ATM Maintenance Free Check Cashing Free Money Orders   Free Phone Transfer No Fee on Travelers Checks (Purchased up to $500.00) Free Corporate Checks (a limit of 2 per day) Free Printed Account History Free Checks (one order of basic checks per year) $50.00 Cash for New Car Loan through CCU Outgoing Wire Transfers for $10.00       IMPORTANT - Attention Former Motown Members   Effective January 1, 2010 Motown's routing number will NOT be in service.  Please notify all of your ACH originators of Craftsman Credit Union routing number 272078158.  If you have Motown checks you need to re-order new checks with Craftsman's Credit Union routing number.   Please call the Credit Union to help you pick the right checks for your needs.  If you have any questions, call (313) 554-9300 and ask for one of our friendly Member Service Representatives.       From the Desk of our Collection Manager   With economic times being as hard as it is today, it is nice to know that you can always count on the Collection Department.  The Collection Department at Craftsman Credit Union will not just listen but will do what we can to help in a time of need.   Please make that first call.  I know you will sleep better after talking to us because we are truly here to help.   Mr. Richard Sharum Collection Manager     Stop pacing the floor! As a reminder Risk Based Lending is here! The purpose of Craftsman Credit Union offering risk based lending is to help as many of our members as possible obtain loans at reasonable rates.  We have rates starting at 12.00%APR.  Visit our friendly staff in the Loan Department today and apply within.       Warning Signs of identity theft You receive credit cards for which you never applied. Bills arrive for goods or services you didn't request. Suspicious inquires on your credit report. You stop getting bills and other mail.  If this happens, a thief may have filed a change of address with the post office. You receive letters denying you credit, despite never having applied for any.   Steps to take if you are an identity theft victim   1.  Contact the fraud departments of each of the three major credit bureaus. Equifax 1-800-525-6285 Experian 1-888-387-3742 TransUnion 1-800-680-7289 Request that a "fraud alert" be placed in your file, as well as a "victim's statement" asking that the creditors call you before opening any new accounts or changing your existing accounts.  This can help prevent an identity thief from opening additional accounts in your name. 2.  File a police Report with your local police... Notify police in the area where the identity theft took place.  Having a copy of the report can help you when dealing with creditors. 3.  Close any accounts that have been tampered with or opened fraudulently.        Attention all Craftsman Credit Union Visa and Master Card Holders You must temporarily mail in all payments directly to your credit card holder until further notice.  We apologize for any inconveniences. Visa Card P.O. Box 8071 Plymouth, MI 48170-8071   Master Card P.O. Box 4521 Carol Stream, IL 60197-4521      Important Contact Information To report a lost or stolen ATM/Debit Master Card call (800) 754-4128 To report a lost or stolen Visa Card call (800) 828-3901 To report a lost or stolen Master Card call (800) 237-6211       Does the Credit Union have your current address? Please notify the Credit Union by mail, fax or email if there are any changes or additions.  Do we have your current contact number, email address and/or fax number?  These additional tools will be of great value to both the Credit Union and you!        Order checks the convenient way, order them on-line.   Click on the 'Reorder' link to start the process.         Looking for a New Car? GM & Chrysler are extending Special offers Just for Credit Union Members! Click here to learn more...

24/7 Online Account Access   NetBranch now offers E-Statements!!   Best of all NetBranch is free to our members!   Just Click the NetBranch Logo in the upper right corner of the screen to start using this great service.    When using NetBranch for the first time, please note that your Password is the last four digits of your social security number. Once you log into NetBranch you will be required to create a new Password.     Help our American Automotive Market  keep motoring along.  Apply for an auto loan today and see if you qualify for a rate as low as 5.50%APR.        Cedar Point tickets are now on sale at the Main office.     CCU Holiday Closing   Independence Day Saturday, July 4, 2009   Labor Day Monday, September 7, 2009   Columbus Day Monday, October 12, 2009   Veteran's Day Wednesday, November 11, 2009   Thanksgiving Day Thursday, November 26, 2009   Friday after Thanksgiving Friday, November 27, 2009   Christmas Eve Thursday, December 24, 2009   Christmas Day Friday, December 25, 2009   New Year's Eve Thursday, December 31, 2009